Call Us 708.423.2350 ☰ ˟
Logo
Call Us Today 708.423.2350
  • Home
  • Get A Quote
    • Automobile
    • Boat
    • Business
    • Commercial Umbrella
    • Contractors
    • Flood
    • Health
    • Homeowners
    • Limousine
    • Motorcycle
    • Professional Liability
    • Recreational Vehicle
    • Renters
    • Trucking
  • Customer Service
    • Automobile
    • Business
    • General Liability
    • Motorcycle
    • Broker Services
  • Blog
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Important Files
    • Insurance Glossary
  • About Us
    • About Buschbach Insurance Agency, Inc.
    • Location
    • Career Opportunities
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
  • ProducerPointers
  • Payments
Home > Blog > What to Look for in a Home Insurance Policy
FRIDAY, JULY 22, 2016

What to Look for in a Home Insurance Policy

family posing in front of houseThough purchasing home insurance is not required by law, it may be required by your mortgage lender and/or the neighborhood’s HOA. Not to mention, buying a policy helps provide valuable coverage to protect your financial interests if disaster strikes. Your home is likely your largest investment, so it’s worthwhile to get the right protection in place. But what should you look for in a home insurance policy?

Property

The ideal amount of property coverage is enough to rebuild your house from the ground up. A partial loss is much more likely than a total loss, but you don’t want to be caught unprepared if a fire burns down your home. This coverage should also cover detached garages, sheds, gazebos and other structures on your property.

Contents

In addition to protecting the structure of your house, you’ll also need coverage for your belongings. This includes furniture, artwork, kitchen appliances, clothing, collections and all of the other possessions that turn your house into a home. Take a home inventory (your agent can offer tips and advice on this process) to determine the overall value of your stuff, and then seek a matching amount of contents coverage for your policy.

Liability

As a homeowner, you also have a responsibility to visitors and neighbors. Any damages or injuries that can directly be tied back to you can cost you thousands, or even millions. Having liability coverage in place is key to protect you if one of these situations arises. Be sure to let your agent know if you have a pool and/or trampoline, as these increase your liability risks.

Find the right policy today. Call Buschbach Insurance Agency at (708) 423-2350 for more information on Chicago IL home insurance.
Posted 5:41 PM

Tags: insurance, home insurance, tips, coverage, building, savings
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013

  • insurance(183)
  • business insurance(153)
  • tips(99)
  • coverage(97)
  • safety(52)
  • oak lawn(50)
  • restaurant insurance(43)
  • savings(42)
  • illinois(41)
  • business(31)
  • commercial(31)
  • home insurance(28)
  • auto insurance(28)
  • policy(24)
  • liability(23)
  • commercial auto insurance(22)
  • chicago(20)
  • chicago il insurance(17)
  • bop(17)
  • protection(16)
  • workers compensation(14)
  • general liability insurance(13)
  • buschbach insurance agency(12)
  • owners(11)
  • cyber liability insurance(11)
  • business owners policy(10)
  • auto(10)
  • buschbach insurance(10)
  • restaurant(9)
  • trucking insurance(8)
  • risks(8)
  • cyber(7)
  • general liability(7)
  • car(7)
  • illinoise(7)
  • driving(7)
  • surety bonds(6)
  • construction insurance(6)
  • claims(6)
  • workers(5)
  • vehicles(5)
  • employee(5)
  • compensation(5)
  • security(4)
  • umbrella insurance(4)
  • events(4)
  • building(4)
  • liability insurance(4)
  • homeowners(4)
  • worth(4)

View Mobile Version
buschbach logo

Physical address: 5615 W 95th St
Oak Lawn, IL 60453
Main Phone: 708.423. 2350
Email: sales@buschbach.com

 facebook Social Icon Social Icon Social Icon Social Icon
© Copyright. All rights reserved | Powered by Insurance Website Builder