Monday, November 18, 2019Your business insurance policy may cover stolen cash up to a certain limit, but on a basic policy, these limits are generally not going to be very high. This is for a number of reasons, but two above all: Moral hazard. That is, it's far too easy for someone to steal cash from their own register and file a false claim. READ MORE >>
Monday, November 18, 2019Yes, business insurance cover a lawsuit. In fact, it’s one of the main reasons this coverage is so essential. Even businesses that are all-digital require business insurance — simply because of the liability concerns that arise when you're running a company. However, your insurance might not cover all lawsuits. READ MORE >>
Monday, July 15, 2019Business Owners Policies, better known as BOPs, are a convenient way for small business owners to purchase multiple types of commercial insurance in one package. Usually, BOPs will contain liability coverage, which pertains to third party losses caused by the business. READ MORE >>
Thursday, June 20, 2019Should any of the items in your restaurant sustain damage, that might mean a loss to the business. However, which of your restaurant insurance policies applies to the damage might vary. Sometimes, you’ll file against your equipment breakdown coverage. In other cases, you’ll use your possessions or contents coverage. READ MORE >>
Wednesday, June 5, 2019Your business's general liability insurance applies to a variety of harm that your mistakes might cause to other parties. When you examine this policy, you might see that it can insure bodily injuries, and many times, personal injuries. These are not the same types of insurance. READ MORE >>
Tuesday, May 21, 2019Most businesses carry commercial auto insurance to help them protect their financial interests from the effects of commercial vehicle accidents. However, simply having coverage does not free you from all financial responsibility. You will have policy deductibles and coverage limits to content with. READ MORE >>
Tuesday, May 14, 2019In some places, parking lots are prime real estate. Many times, they actually offer a commercial incentive for interested parties who want to make money. If you decide to decide to open or buy a parking management business, you do have an opportunity for profit. READ MORE >>
Thursday, April 11, 2019If you own a retail business, you rely on your employees to keep the doors open. You also owe them the security of a safe working space. Should they sustain harm, you might owe them supplementary help. Often, you have to provide injured employees with workers' compensation. READ MORE >>
Tuesday, April 2, 2019One of the most important assets in your restaurant is your food. You have to serve it to keep the business open. You have to serve it safely to keep customers happy. So, if the food goes bad, what can you do to protect yourself and others? There is insurance available, called food spoilage coverage. READ MORE >>
Tuesday, March 26, 2019The bathroom in your store is likely one of the most-dangerous places for clients. One of its most-present risks is the chance of slip-and-fall accidents. If one occurs, then your business might bear responsibility for a client's losses. These losses, in turn, might become very costly. READ MORE >>
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