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Buschbach Insurance Agency, Inc. Blog

View the latest blog posts from Buschbach Insurance Agency, Inc..

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Wednesday, March 24, 2021

Does a BOP Cover Theft?

Theft can shake up a business in many ways from financial hurt to reputational damage. While it is important to implement safety procedures and anti-theft systems where it matters, not all theft can be prevented or predicted. In some cases, it may even be one of your own employees who decides to steal from the company. READ MORE >>

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Friday, February 26, 2021

When Should I File a General Liability Claim?

General liability is one of the biggest sources of lawsuits for businesses across industries and sizes. This refers to common accidents involving non-professional negligence, such as a guest slipping on the floor of your restaurant. READ MORE >>

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Friday, January 29, 2021

What Covers an Employee After a Commercial Auto Accident: Commercial Auto or Workers Compensation

Both commercial auto insurance policies and workers compensation offers some form of medical payments in case of injury. Commercial auto insurance covers drivers and their passengers in case of an accident, no matter who is at fault, while workers compensation insurance covers almost any employee injury that occurs in the course of their workday. READ MORE >>

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Tuesday, January 12, 2021

Is a Business Owners Policy Legally Required?

Is a Business Owners Policy Legally Required?  When researching insurance for your small business, you may come across what is known as a business owners policy, or BOP. There is often confusion surrounding this type of policy since it operates differently than individual insurance coverages. READ MORE >>

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Sunday, December 27, 2020

Can You Be Fired While Out on Workers Compensation?

Can You Be Fired While Out on Workers Compensation?    There are two main things no employee wants to have happen in concerns to their work: getting hurt or getting fired. Unfortunately, workplace injuries are prevalent across several industries even in environments that are tailored for safety. READ MORE >>

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Wednesday, December 16, 2020

How to Insure Your Restaurant Equipment

How to Insure Your Restaurant Equipment   Restaurants have a lot of important physical assets from the location itself to decorations and equipment. Equipment in a restaurant may include refrigerators, freezers, fryers, ovens and more. READ MORE >>

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Tuesday, November 24, 2020

Who Needs Cyber Liability Insurance?

Who Needs Cyber Liability Insurance?    Cyber liability insurance is a policy designed to cover businesses in case of claims regarding electronically stored information. If your clients’ data is breached or destroyed, cyber liability insurance can help compensate for the damages. READ MORE >>

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Tuesday, November 10, 2020

Do Business Owners Policies Cover Lawsuits?

Do Business Owners Policies Cover Lawsuits?  A business owners policy (BOP) is a type of package policy that combines coverages for small businesses. There are a variety of coverages available under this type of policy that can be adjusted according to a business’ needs.  READ MORE >>

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Wednesday, October 28, 2020

Essential Ways to Expand Your General Liability Insurance

Essential Ways to Expand Your General Liability Insurance    Every business owner needs a quality commercial general liability (CGL) insurance policy to address their risk management needs. However, general liability insurance, while extensive, is still general. READ MORE >>

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Monday, October 5, 2020

The Benefit of Restaurant Liability Insurance

The Benefit of Restaurant Liability Insurance    The primary function of your restaurant is customer service. Satisfying a hungry stomach is the thing that keeps your doors open and customers coming back time after time. Of course, you want to do all you can to serve them a quality product without fail. READ MORE >>

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Physical address: 5615 W 95th St
Oak Lawn, IL 60453
Main Phone: 708.423. 2350
Email: sales@buschbach.com

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